Balance Transfer Loan
Balance transfer is a strategic financial move that allows individuals to transfer their existing loans to another lender with more favorable terms. It's a powerful tool to reduce EMI burdens, access additional top-ups, and enjoy a hassle-free loan experience. Orion Finance World simplifies the balance transfer process, offering a wide range of benefits and key features tailored to your financial needs.
Why Choose Orion Finance World for Your Balance Transfer
Key Features
Competitive Interest Rates
Benefit from attractive interest rates for enhanced savings.
Quick Processing
Experience swift and efficient processing for timely approvals.
Flexible Repayment Options
Choose from a variety of repayment plans suiting your financial capabilities.
Transparent Terms
Enjoy clarity and transparency in all aspects of your balance transfer.
Eligibility Criteria
Salaried Individual:
- KYC (Photo, Pan Card, Aadhar Card of Applicant & Co-applicant)
- Latest 6 months’ Salary Slip
- 12-month bank statement (Reflecting the salary credited) 6 month
- Current Address Proof (If rented then rent agreement)with latest light bill
- 2 yrs Form 16 & Return ITR acknowledgement (saral)
- Company ID Card / Offer Letter / Visiting Card
- All ongoing loan sanction letter and repayment track record.
- SOA (Statement of Account) – Home Loan
- Sale Agreement
- Occupancy Certificate (OC) & Completion Certificate (CC) (Blue Print)
- LOD (List of Documents with bank)
- For closer letter
Self-Employed Individuals:
- Individual KYC (Photo, Pan, Aadhar Card of all applicant & Co-applicant)
- Utility Bill of office and home (Electricity Bill / Gas Bill)
- Office Proof –(Udyam Certificate, Shop Establishment, GST Certificate)
- Gumasta Licence (Proprietor), Company Pan Card/Partnership Deed (Partnership), Company Pan Card/MOA/AOA/Certificate of Incorporation (Pvt. Ltd.)
- 1 year GST return (June 2022 to Till Date)
- Last 3 years ITR of company and individual (Acknowledgement, Computation of Income, Balance Sheet & Profit & Loss Account with schedules, (If applicable 3CD & 3CB)) or 3CA with annexure report with part A & B
- Last 12 months current account banking
- Last 12 months saving account banking
- All ongoing loan sanction letter and repayment track record or repayment schedule
- Sale Agreement/All Chain Agreement
- Home loan sanction letter
- Occupancy Certificate & Completion Certificate & Blue print / share certificate F/B
- LOD (List of Documents with bank)
- For closer letter
Calculator
Get an approximate figure for the total monthly instalment payments along with a complete break-up of the loan.